月薪3000应该如何理财？

[[{"txt": "\u6708\u85aa3000\u5982\u4f55\u7406\u8d22\uff1f\u6211\u7ed9\u5927\u5bb6\u4e00\u4e9b\u5b9e\u7528\u76843000\u5143\u6708\u85aa\u5982\u4f55\u7406\u8d22\u7684\u89c4\u5212\u5efa\u8bae\uff01\u00a0\u5982\u4f55\u7406\u8d22\u6848\u4f8b\u9648\u5148\u751f\uff0c\u5355\u8eab\uff0c\u5de5\u4f5c\u5730\u70b9\u5728\u5de5\u5730\u3002\u521a\u5de5\u4f5c\u534a\u5e74\uff0c\u6bcf\u6708\u5230\u624b\u5de5\u8d443000\u5143\u3002\u53bb\u5e74\u53c2\u52a0\u5de5\u4f5c\u540e\uff0c\u5e74\u5e95\u5728\u5929\u6d25\u4e70\u4e86\u5957\u623f\uff0c\u4ef7\u503c60\u4e07\uff0c\u7528\u4e8e\u843d\u6237\u4fdd\u503c\u3002\u623f\u8d37\u5171\u8ba130\u4e07\uff0c\u520630\u5e74\u8fd8\u6e05\uff0c\u6bcf\u6708\u8fd8\u8d371550\u5143\u3002\u7531\u4e8e\u516c\u53f8\u5305\u5403\u4f4f\uff0c\u9648\u5148\u751f\u6bcf\u6708\u5176\u4ed6\u5404\u9879\u652f\u51fa\u603b\u8ba11000\u5143\u3002\u53e6\u5916\uff0c\u9648\u5148\u751f\u4e5f\u5728\u6295\u8d44\u5404\u7c7b\u57fa\u91d1\u3002\u7406\u8d22\u5efa\u8bae\uff1a"}], [{"txt": ["\u65b9\u6cd5/\u6b65\u9aa4"]}, {"txt": "1\u3001\u82b1\u94b1\u5f97\u82b1\u5728\u5200\u5203\u4e0a\u9648\u5148\u751f\u6bcf\u6708\u7684\u57fa\u672c\u751f\u6d3b\u4fdd\u969c\uff08\u5403\u4f4f\uff09\u662f\u4e0d\u9700\u8981\u81ea\u5df1\u638f\u94b1\u7684\uff0c\u6240\u4ee5\u60f3\u6512\u94b1\uff0c\u69d0\u9500\u5c31\u5e94\u5f53\u63a7\u5236\u90a3\u4e9b\u989d\u5916\u652f\u51fa\u3002\u4fdd\u8bc1\u6bcf\u670830%\u4ee5\u4e0a\u7684\u6708\u7ed3\u4f59\u7387\u3002\u5c0f\u7f16\u5efa\u8bae\uff0c\u5e94\u5f53\u517b\u6210\u8bb0\u8d26\u7684\u597d\u4e60\u60ef\uff0c\u660e\u786e\u81ea\u5df1\u7684\u6bcf\u7b14\u5f00\u652f\uff0c\u524a\u51cf\u4e0d\u5fc5\u8981\u7684\u6069\u6551\u5f00\u652f\uff0c\u60a6\u67f1\u8d22\u4ece\u800c\u8fbe\u5230\u79ef\u7d2f\u8d44\u4ea7\u7684\u76ee\u7684\u3002\u00a0"}, {"txt": "2\u3001\u7406\u8d22\u5f97\u8bb2\u7a76\u201c\u8364\u7d20\u642d\u914d\u201d\u6240\u8c13\u5408\u7406\u5206\u6563\u6295\u8d44\uff0c\u6307\u7684\u662f\u6839\u636e\u81ea\u5df1\u7684\u8d44\u4ea7\u72b6\u51b5\uff0c\u5408\u7406\u914d\u6bd4\u5404\u7c7b\u6295\u8d44\u54c1\u79cd\u3002\u5c0f\u7f16\u5efa\u8bae\uff0c\u9648\u5148\u751f\u53ef\u4ee5\u628a\u50a8\u84c4\u76847500\u5143\u62ff\u51fa60%\uff08\u53734500\u5143\uff09\u7528\u4f5c\u5176\u4ed6\u6295\u8d44\uff0c\u7559\u4e0b3000\u5143\u653e\u5728\u4f59\u989d\u5b9d\u91cc\uff0c\u968f\u65f6\u53ef\u4ee5\u53d6\u7528\uff0c\u4ee5\u5907\u4e0d\u65f6\u4e4b\u9700\u3002\u00a0\u5728\u6295\u8d44\u914d\u6bd4\u4e2d\uff0c\u9648\u5148\u751f\u4e0d\u80fd\u53ea\u76ef\u4f4f\u57fa\u91d1\u4e00\u4e2a\u6295\u8d44\u54c1\u79cd\uff0c\u5e94\u5f53\u628a\u5269\u4f59\u8d44\u4ea7\u5206\u914d\u5230\u56fa\u5b9a\u6536\u76ca\u7684\u4f4e\u98ce\u9669\u4ea7\u54c1\uff08\u5982\u6b63\u89c4\u5e73\u53f0\u7684P2P\u4ea7\u54c1\uff09\u548c\u4e2d\u9ad8\u98ce\u9669\u6295\u8d44\uff08\u5982\u57fa\u91d1\uff09\u4e2d\u53bb\u3002\u5bf9\u4e8e\u521a\u5165\u804c\u7684\u5c0f\u767d\u6765\u8bf4\uff0c\u5c0f\u7f16\u66f4\u5efa\u8bae\u52a0\u5927\u56fa\u5b9a\u6536\u76ca\u7684P2P\u4ea7\u54c1\u7684\u914d\u7f6e\u6bd4\u4f8b\uff0c\u6bd5\u7adf\u624b\u5934\u94b1\u4e0d\u591a\uff0c\u5c31\u4e0d\u8981\u5c1d\u8bd5\u8fc7\u591a\u7684\u9ad8\u98ce\u9669\u6295\u8d44\u54c1\u4e86\uff0c\u7406\u8d22\u5e94\u4ee5\u79ef\u7d2f\u548c\u7a33\u5065\u589e\u503c\u4e3a\u4e3b\u3002\u00a0\u90a3\u4e48\u8bf4\u8d77\u8981\u6295\u8d44p2p\u5e73\u53f0\uff0c\u6211\u4eec\u4f1a\u60f3\u5230\u5927\u5e73\u53f0\u53bb\u6295\uff0c\u6536\u76ca\u7a0d\u5fae\u4f4e\u4e86\u4e00\u4e9b\u3002\u5176\u5b9e\u4e00\u4e9b\u5c0f\u7684\u5e73\u53f0\u4e5f\u4e0d\u9519\uff0c\u6211\u5c31\u559c\u6b22\u6295\u8d44\u5c0f\u5e73\u53f0\uff0c\u6240\u4ee5\u6211\u8fd8\u662f\u5efa\u8bae\u53bb\u6295\u8d44\u5c0f\u7684\u5e73\u53f0\uff0c\u6536\u76ca\u9ad8\u4e00\u4e9b\uff0c\u800c\u4e14\u6536\u76ca\u4e5f\u6709\u4fdd\u969c\u3002\u5c0f\u7f16\u7684\u5efa\u8bae\u4e5f\u5e0c\u671b\u7ed9\u7406\u8d22\u5c0f\u767d\u4e00\u4e2a\u660e\u667a\u9009\u62e9\u548c\u53c2\u8003\u3002"}, {"txt": "3\u3001\u522b\u5fd8\u4e86\u7ed9\u81ea\u5df1\u4e00\u4efd\u201c\u5b89\u5168\u611f\u201d\u5230\u6700\u540e\uff0c\u6211\u5176\u5b9e\u4ecb\u610f\u5927\u5bb6\u7ed9\u81ea\u5df1\u4e00\u4efd\u201c\u5b89\u5168\u611f\u201d\uff0c\u4e70\u4e00\u4e2a\u5fc3\u5b89\uff01\u867d\u8bf4\u79ef\u84c4\u4e0d\u591a\uff0c\u4f46\u4e2a\u4eba\u4fdd\u969c\u65b9\u9762\u53ef\u4e0d\u5bb9\u5ffd\u89c6\u3002\u7531\u4e8e\u9648\u5148\u751f\u7684\u5de5\u4f5c\u5730\u70b9\u5728\u5de5\u5730\uff0c\u5e73\u65e5\u91cc\u53d1\u751f\u610f\u5916\u7684\u98ce\u9669\u5e94\u8be5\u7565\u9ad8\u4e8e\u5176\u4ed6\u6027\u8d28\u7684\u5de5\u4f5c\u3002\u5efa\u8bae\uff0c\u7ed9\u81ea\u5df1\u914d\u7f6e\u610f\u5916\u9669\u548c\u91cd\u75be\u9669\u3002\u610f\u5916\u9669\u53ef\u4ee5\u9009\u62e9\u4fdd\u989d\u572810\u4e07\u5143\u5de6\u53f3\uff0c\u4e00\u5e74\u7684\u4fdd\u8d39\u4e0d\u5230200\u5143\uff1b\u800c\u6d88\u8d39\u578b\u91cd\u75be\u9669\uff0c\u4e00\u822c\u4fdd\u989d\u4e5f\u662f10\u4e07\u5143\u5de6\u53f3\uff0c\u4e00\u5e74\u7684\u4fdd\u8d39\u5927\u69821000\u5757\u94b1\u4ee5\u5185\uff0c\u8fd9\u6837\u4e00\u4e2a\u57fa\u7840\u4fdd\u969c\uff0c\u65e2\u4e0d\u4f1a\u7ed9\u7ecf\u6d4e\u9020\u6210\u592a\u5927\u538b\u529b\uff0c\u53c8\u80fd\u5728\u610f\u5916\u53d1\u751f\u65f6\u96ea\u4e2d\u9001\u70ad\uff0c\u662f\u975e\u5e38\u6709\u5fc5\u8981\u7684\u3002\u00a0"}]]